Redstone Credit Card
Redstone Federal Credit Union (RFCU) is offering $150 bonus when you sign up for Redstone Credit Card Card (aka Redstone Visa Signature Card). To be eligible, you have to spend $3,000 on purchases in the first 90 days of account opening. Besides, they are offering a 0% Intro APR for 6 months on balance transfers made within the first 30 days.
Redstone FCU membership is open to all via membership in the Financial Fitness Association, which costs $8.
Redstone Visa Signature Credit Card offers the following cashback:
- Earn 5% on restaurants (up to $7,000 spend a year)
- Earn 5% on gas purchases (up to $7,000 spend a year)
- Earn 3% on groceries, discount stores, wholesale clubs, utilities, phone and streaming service (up to $7,000 spend on each category)
- Earn 1.5% on all other purchases
Cash Back rewards do not expire as long as your account is open. And there is no minimum to redeem for cash back.
Redstone Credit Card Bonus Summary
Sign-up Bonus – $150 (30,000 points)
Required Spend – $3,000 within the first 90 days of account opening
Additional Offer – 0% intro APR for 6 months from account opening on purchases and balance transfers (no balance transfer fee)
Offer Expiry – No Information
Foreign Transaction Fee – None
Annual Fee – $0 (None)
Link for the Offer
Additional Benefits
- Price Protection – Get reimbursed for the price difference of an item if you find it advertised for less.
- Extended Warranty Protection – Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Roadside Services – 24/7 Roadside Dispatch services
- Luxury Hotel Collection – Enjoy special guest status at prestigious hotels worldwide
Our Review of Best Cash Back Credit Cards
Our List of Best Credit Card Bonuses
Fine Print
- You will receive 30,000 MyChoice Rewards bonus points (note – 30000 points are valued at $150).
- To qualify and receive the bonus MyChoice Rewards points, you must charge the qualifying amount ($3,000) or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card.
- The bonus MyChoice Rewards points do not apply to balance transfers, credit card checks, or overdrafts.
- Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus MyChoice Rewards points fulfillment.
- Allow 45 days after promotional period has ended for bonus MyChoice Rewards points to post to your account.
- Balance Transfers Introductory Offer: 0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening.
- The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening.
Final Thoughts
Redstone Credit Card (aka Redstone Visa Signature) is an excellent card and one of the best cashback cards in the market. With 5% on restaurants and gas as well as 3% on groceries and wholesale clubs as well as utilities, phone, and streaming, it is a one of the best, if not the best, cash back credit card in the market. Besides the excellent cashback, it also provides visa signature benefits such as price protection and extended warranty.
The bonus of $150 for Redstone Visa Signature is modest as $200 is the norm. Regardless, the card is excellent and we recommend it. The only caveat is that this is a relatively new reward structure offered by Redstone Credit Union for their Visa Signature card and we are yet to see if they continue offering it for long term.
