{"id":3457,"date":"2022-04-03T23:32:02","date_gmt":"2022-04-04T04:32:02","guid":{"rendered":"https:\/\/www.bonuscoach.com\/?p=3457"},"modified":"2022-09-26T23:40:35","modified_gmt":"2022-09-27T03:40:35","slug":"bilt-mastercard-review","status":"publish","type":"post","link":"https:\/\/www.bonuscoach.com\/reviews\/bilt-mastercard-review\/","title":{"rendered":"Best Card for Paying Rent? Bilt MasterCard Review!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3457\" class=\"elementor elementor-3457\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44a0e2ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44a0e2ca\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3aeb3442\" data-id=\"3aeb3442\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38378b0 uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"38378b0\" data-element_type=\"widget\" data-settings=\"{&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;toc_icon_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;toc_icon_size_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toc_icon_size_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"uael-toc-main-wrapper content-show\" data-headings=\"h1,h2,h3,h4,h5\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" >Contents<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"uael-toc-switch\" data-hideshow=\"yes\" data-is-collapsible=\"yes\">\n\t\t\t\t\t\t\t<span class=\"uael-icon fa\"><\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-disc\" data-scroll=\"\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01d481c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01d481c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e548de\" data-id=\"7e548de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57c51fa elementor-widget elementor-widget-text-editor\" data-id=\"57c51fa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h3><strong>Introduction <\/strong><\/h3><p>Rent is, without a doubt, the biggest monthly expense for millions of Americans and it has been rising swiftly in the past few years. The vast majority of rents are still paid with a check and those who wants to pay with credit cards are discouraged by the hefty processing fees that can range around 2-3% or inconvenient processes. As the biggest monthly expense for an individual, it is only natural that we want to get some rewards for paying the rents. That is where Bilt Rewards comes in.<\/p><h3><strong>Bilt Rewards<\/strong><\/h3><p>\u201c<a href=\"https:\/\/www.biltrewards.com\/\" target=\"_blank\" rel=\"noopener\">BILT REWARDS<\/a> IS A LOYALTY PROGRAM THAT LETS YOU EARN POINTS ON RENT.\u201d<\/p><p>Bilt Rewards was launched last year and offers the possibility to earn rewards while paying rent, without any additional fees. Bilt Rewards is free to join and if your renter is part of Bilt Rewards Alliance (that includes 2 million plus rental homes across the country), you can pay your rent directly through the Bilt app and get rewarded for paying your rent. Alternatively, if your renter is not part of the Bilt Alliance, you can use the Bilt MasterCard to pay the rent and Bilt will mail a paper check to your renter while rewarding you for the rent payment. In short, as long as you use Bilt MasterCard, you get rewarded for paying rent, regardless of \u00a0your renter.<\/p><h3><strong>Bilt MasterCard Review<\/strong><\/h3><p><a href=\"https:\/\/www.biltrewards.com\/card\" target=\"_blank\" rel=\"noopener\">Bilt MasterCard<\/a> is the best credit card for paying rent as it is currently the only credit card that allows you to pay rent hassle free and without any additional fees, and offers rewards on your rent payments. It also does not have an annual fee. Besides the rent, Bilt MasterCard offers competitive earnings on other purchases as well. You need to make 5 transactions that post each statement period to earn points.<\/p><h4><strong>Overview of Earnings<\/strong><\/h4><ol><li>1X points on Rent payments with no costs, up to 50,000 points each calendar year<\/li><li>2X points on Travel<\/li><li>3X points on Dining<\/li><li>1X points on all other purchases<\/li><\/ol><p>Besides earning points on spending, Bilt Rewards also provides bonus points on new leases and lease renewals. The bonus can vary with between various status (Silver &#8211; 10%, Gold &#8211; 25% &amp; Platinum &#8211; 50%). If you are wondering how the status work, read below.<\/p><p>Update 09\/24\/2022 &#8211; Bilt Rewards has announced &#8220;Bilt Rent Day&#8221; where you can earn double rewards on the first day of every month. So basically, you will be earning 6X points on dinning,\u00a0 4X on travel and 2X on all other purchases. There is a maximum of 10,000 points that can be earned per Bilt Rent Day.\u00a0<\/p><h4 style=\"font-style: normal;\">Overview of Bilt Rewards Tiers<\/h4><div>To engage Bilt Rewards members, Bilt offers various bonuses based on membership tiers. They have 4 membership tiers and your status is determined by the amount of Bilt Rewards you earned, per calendar year.\u00a0 The higher your tier, the better your perks.\u00a0<\/div><div><span style=\"font-style: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\"><b>Blue<\/b><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\"> \u2013 Everyone who is enrolled in the program.<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\">\u00a0<\/span><\/div><p><b>Silver<\/b> \u2013 25,000 points\u00a0<\/p><p><b>Gold<\/b> \u2013 50,000 points\u00a0<\/p><p><b>Platinum<\/b> \u2013 100,000 points<\/p><p>Besides the earnings, it also offers World Elite MasterCard benefits. It offers various benefits across travel, shopping, dining and other categories.<\/p><h4><strong>Overview of Benefits<\/strong><\/h4><p><strong>Travel<\/strong><\/p><ol><li>Trip Cancellation and Interruption Protection<\/li><\/ol><p>Offers up to $5,000 reimbursement for a non-refundable passenger fare if your trip is interrupted or canceled for a covered reason when your passenger fare is booked with your Bilt MasterCard.<\/p><ol start=\"2\"><li>Trip delay reimbursement<\/li><\/ol><p>Get reimbursed for expenses incurred, including meals, when your trip is delayed more than six hours due to reasons like inclement weather, mechanical breakdown of the common carrier or air traffic control delays.<\/p><ol start=\"3\"><li>Auto rental collision damage waiver<\/li><\/ol><p>Receive auto coverage for covered damages due to collision or theft for most rental cars when you pay for the rental transaction with the Bilt MasterCard.<\/p><ol start=\"4\"><li>No foreign currency conversion fees<\/li><\/ol><p>When you use your card for travel, you won&#8217;t pay a foreign currency conversion fee for purchases converted to U.S. dollars.<\/p><ol start=\"5\"><li>Lyft Credits<\/li><\/ol><p>Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt MasterCard.<\/p><p><strong>Shopping<\/strong><\/p><ol><li>Purchase security (Theft and damage protection)<\/li><\/ol><p>Purchases made on the Bilt MasterCard can be covered for theft or damage within 90 days of the date of purchase, up to $10,000 per claim<\/p><p><strong>Dining<\/strong><\/p><ol><li>World Elite MasterCard Concierge<\/li><\/ol><p>Whether you need hard-to-find dinner reservations, the perfect last-minute gift or insider hotel recommendations, the World Elite MasterCard Concierge will work behind the scenes on your behalf &#8211; anywhere in the world.<\/p><ol start=\"2\"><li>DoorDash credits<\/li><\/ol><p>Get a 3-month DashPass membership for free as a new member with your Bilt MasterCard. Plus, both new and existing members get $5 off their first 2 orders each month.<\/p><p><strong>Others<\/strong><\/p><ol><li>Cell Phone Protection<\/li><\/ol><p>Pay your monthly cell phone bill with your Bilt Mastercard\u00ae you&#8217;ll get up to $800 of protection (subject to $25 deductible) against covered damage or theft.<\/p><p><strong>More information regarding Bilt World Elite Mastercard\u00ae Credit Card Benefits can be found here &#8211; <a href=\"https:\/\/www.wellsfargo.com\/credit-cards\/bilt\/guide-to-benefits\" target=\"_blank\" rel=\"noopener\">https:\/\/www.wellsfargo.com\/credit-cards\/bilt\/guide-to-benefits<\/a> <\/strong><\/p><p>Bilt Rewards can be redeemed in a variety of ways and the value of points depends on how you redeem. Points are worth 1.5 cents if you redeem for down payment towards your future home but only 0.55 cents if you redeem towards your next rent (redemption value vary based on renter). However, Bilt Rewards can also be transferred 1:1 to 7 airlines and 2 hotels loyalty program.\u00a0\u00a0<\/p><h4><strong>Overview of Redemption<\/strong><\/h4><p><strong>Bilt MasterCard offers various redemption options.<\/strong><\/p><ol><li><strong>Homeownership and Rent<\/strong><\/li><\/ol><p>Save your Bilt Points and let Bilt Rewards be your path to ownership. Use points to cover all or part of your next month\u2019s rent or save them up over time and use them towards a down payment on a future home purchase.<\/p><ol start=\"2\"><li><strong>Travel<\/strong><\/li><\/ol><p>Our transfer partners let you book flights on over 100 partner airlines and hotels on six continents. Transfer your points at a 1:1 ratio to any of our seven airline or hotel partners.<\/p><p><strong><em>Airlines<\/em><\/strong><\/p><p><em>American AAdvantage<\/em><\/p><p><em>Emirates Skywards<\/em><\/p><p><em>HawaiianMiles<\/em><\/p><p><em>Aeroplan<\/em><\/p><p><em>Flying Blue<\/em><\/p><p><em>Turkish Miles &amp; Smiles<\/em><\/p><p><em>Virgin Atlantic Flying Club<\/em><\/p><p><strong><em>Hotels<\/em><\/strong><\/p><p><em>World of Hyatt<\/em><\/p><p><em>IHG Hotels &amp; Resorts<\/em><\/p><ol start=\"3\"><li><strong>Art &amp; D\u00e9cor<\/strong><\/li><\/ol><p>The Bilt Collection is designed to enhance your home without breaking the bank. Shop a seasonal collection of artwork, home decor and lifestyle products that are influenced by the world of design. Each season, our creative team selects an artist to create exclusive pieces of art that are available only to Bilt Members through the collection.<\/p><ol start=\"4\"><li><strong>Fitness Classes<\/strong><\/li><\/ol><p>Use your Bilt Points to cover the cost of your favorite fitness classes \u2014 like Rumble, SoulCycle, Soldicore and Y7.<\/p><h4><strong>Sign Up Bonus<\/strong><\/h4><p>Unfortunately, Bilt Mastercard does not offer a sign up bonus.\u00a0<\/p><h4>Referral Bonus<\/h4><p>Bilt Rewards offers a referral bonus where you get 25,000 points when you refer 5 friends and they use the card within 30 days of referral.\u00a0<\/p><p>The good point is that you do not need to have Bilt Mastercard to refer. If you have joined Bilt Rewards, you can refer friends and earn bonus. The bad point is that you need to refer at least 5 friends to get any bonus. We wish they would simplify the referral bonus.\u00a0<\/p><h3><strong>Final Thoughts<\/strong><\/h3><p>For a credit card with no annual fees, Bilt Mastercard offers generous earning potential and its benefits are also top notch. It is the only credit card so far that offers rewards for rent payments. Besides, it also offers excellent earnings for dining and travel. Despite not having a sign up bonus as well as a complicated referral bonus, if you are a tenant, like millions of American, we recommend you to get Bilt MasterCard or at least enroll in Bilt Rewards program and start earning points for your rent payments.<\/p><h3>Relevant Reads<\/h3><h4><a href=\"https:\/\/www.bonuscoach.com\/credit-cards\/best-cash-back-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Best Cash Back Credit Cards<\/a><\/h4><h4><a href=\"https:\/\/www.bonuscoach.com\/credit-cards\/best-grocery-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Best Grocery Credit Cards<\/a><\/h4><h4 id=\"Our_Review_of_Best_Gas_Credit_Cards\" class=\"uael-toc-text\"><a href=\"https:\/\/www.bonuscoach.com\/credit-cards\/best-gas-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Best Gas Credit Cards<\/a><\/h4><h4><a href=\"https:\/\/www.bonuscoach.com\/credit-cards\/best-secured-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Best Secured Credit Cards<\/a><\/h4>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bilt MasterCard is the best credit card for payment rent as it is currently the only credit card that allows you to pay rent hassle free and without any additional fees. It also does not have an annual fee. Besides the rent, Bilt MasterCard offers competitive earnings on other purchases as well. <\/p>\n","protected":false},"author":1,"featured_media":3459,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[192],"tags":[348,349,269,35,350],"uagb_featured_image_src":{"full":["https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/04\/Bilt-MasterCard-Review.png",1312,458,false],"thumbnail":["https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/04\/Bilt-MasterCard-Review-150x150.png",150,150,true],"medium":["https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/04\/Bilt-MasterCard-Review-300x105.png",300,105,true],"medium_large":["https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/04\/Bilt-MasterCard-Review-768x268.png",768,268,true],"large":["https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/04\/Bilt-MasterCard-Review-1024x357.png",1024,357,true],"1536x1536":["https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/04\/Bilt-MasterCard-Review.png",1312,458,false],"2048x2048":["https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/04\/Bilt-MasterCard-Review.png",1312,458,false]},"uagb_author_info":{"display_name":"BonusCoach","author_link":"https:\/\/www.bonuscoach.com\/author\/anilbikramshah\/"},"uagb_comment_info":3,"uagb_excerpt":"Bilt MasterCard is the best credit card for payment rent as it is currently the only credit card that allows you to pay rent hassle free and without any additional fees. It also does not have an annual fee. Besides the rent, Bilt MasterCard offers competitive earnings on other purchases as well.","_links":{"self":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts\/3457"}],"collection":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/comments?post=3457"}],"version-history":[{"count":5,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts\/3457\/revisions"}],"predecessor-version":[{"id":5330,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts\/3457\/revisions\/5330"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/media\/3459"}],"wp:attachment":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/media?parent=3457"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/categories?post=3457"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/tags?post=3457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}