{"id":2312,"date":"2022-02-14T10:22:29","date_gmt":"2022-02-14T15:22:29","guid":{"rendered":"https:\/\/www.bonuscoach.com\/?p=2312"},"modified":"2023-01-08T20:01:47","modified_gmt":"2023-01-09T01:01:47","slug":"sofi-checking-account-bonus","status":"publish","type":"post","link":"https:\/\/www.bonuscoach.com\/banking\/sofi-checking-account-bonus\/","title":{"rendered":"$250 SoFi Checking Account Bonus"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2312\" class=\"elementor elementor-2312\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed8d4a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed8d4a7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ad5acf6\" data-id=\"2ad5acf6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5123d552 uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"5123d552\" data-element_type=\"widget\" data-settings=\"{&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;toc_icon_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;toc_icon_size_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toc_icon_size_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"uael-toc-main-wrapper content-show\" data-headings=\"h1,h2,h3,h4,h5\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" >Contents<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"uael-toc-switch\" data-hideshow=\"yes\" data-is-collapsible=\"yes\">\n\t\t\t\t\t\t\t<span class=\"uael-icon fa\"><\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-disc\" data-scroll=\"\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ecfef14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ecfef14\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9772ebd\" data-id=\"9772ebd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45cc0b7 elementor-widget elementor-widget-text-editor\" data-id=\"45cc0b7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h4>Bonus Updates:<\/h4><p><b>Update on 12\/15\/2022<\/b> &#8211; Bonus has now been reduced to $250. It was originally $300. Swagbucks offer is also currently unavailable. Direct deposit requirements have been changed and with the change, unless you can deposit $5,000 in a 25 day period (which allows per only one direct deposit unless you time the account opening perfectly)<span style=\"font-size: 16px;\">, it only pays a $50 bonus. This change makes the bonus considerably worse and we cannot recommend it anymore.\u00a0<\/span><\/p><p><span style=\"font-size: 16px;\"> Article has been updated to reflect that. <\/span><\/p><h4>SOFI<\/h4><p>SoFi is offering up to $250 bonus to new SoFi Checking\/Savings account members that deposit $1,000 or more in total qualifying Direct Deposit within any consecutive 30-day window during the Promotion Period. The offer is open to all new members whereas the direct deposit bonus of $250 is also open to existing members who have not yet received a direct deposit bonus.\u00a0<\/p><p>SoFi offers a checking account that earns you high interest when you make direct deposits monthly\u2014and costs you nothing. It currents offers an interest rate of 2.5% (Savings account offer 3.5% and you can move money easily between Checking and Savings),\u00a0 one of the highest in the industry.\u00a0<\/p><p>SoFi Checking\/Savings account has no account fees, no hidden fees, no overdraft fees, and no minimum balance for the account. It also provides access to your eligible payroll direct deposits up to 2 days early with free Early Pay. You can also get up to 15% cash back at local establishments when you pay with your SoFi debit card.<\/p><h4><strong>SoFi Checking Account Bonus\u00a0<\/strong><\/h4><p>Bonus \u2013 $50 &#8211; $250<\/p><p>Account \u2013 SoFi Checking\/Savings Account<\/p><p>Direct Deposit \u2013 Yes, at least $ 1000 within the qualifying period.\u00a0\u00a0<\/p><p>Availability \u2013 Nationwide<\/p><p>Offer Expiry \u2013 January 31, 2023<\/p><p>Account Fees \u2013 None<\/p><table width=\"0\"><tbody><tr><td width=\"401\"><p><strong>Total Qualifying Direct Deposit Amount in 25-day Evaluation Period<\/strong><\/p><\/td><td width=\"211\"><p><strong>Cash Bonus<\/strong><\/p><\/td><\/tr><tr><td width=\"401\"><p>$1,000.00 &#8211; $4,999.99<\/p><\/td><td width=\"211\"><p>$50<\/p><\/td><\/tr><tr><td width=\"401\"><p>$5,000.00 or more<\/p><\/td><td width=\"211\"><p>$250<\/p><\/td><\/tr><\/tbody><\/table><p><strong style=\"font-size: 1.3em;\"><a href=\"https:\/\/www.sofi.com\/banking\/direct-deposit\/\" target=\"_blank\" rel=\"noopener\">Link for the Offer<\/a><\/strong><\/p><h4><span style=\"color: #45485f; font-family: Lato, sans-serif; font-size: 16px; font-weight: 400;\">In case you would like to use our referral link for the exact same offer plus $25 bonus, here is\u00a0<\/span><span style=\"color: #45485f; font-family: Lato, sans-serif; font-size: 16px;\"><a href=\"https:\/\/www.sofi.com\/invite\/money?gcp=754d3c1c-bd95-4076-b1df-842f8d38b146&amp;isAliasGcp=false\" target=\"_blank\" rel=\"noopener\">Our Referral Link<\/a><\/span><\/h4><h4><strong>Bonus Requirements<\/strong><\/h4><ol><li>Open \u00a0a new SoFi Checking\/Savings account (if you do not already have one) using the link above.<\/li><li>Get qualifying direct deposit of at least $1,000 within 25-day evaluation period.\u00a0<\/li><li>Get bonus within 7 days of completing the qualifying activities.<\/li><\/ol><h4><a href=\"https:\/\/www.bonuscoach.com\/banking\/best-banking-bonus\/\" target=\"_blank\" rel=\"noopener\"><strong>BonusCoach&#8217;s List of Best Bank Account Bonus<\/strong><\/a><\/h4><h4><strong>Checking Account Fee | How to Avoid It?<\/strong><\/h4><ul><li>There is no account fees.<\/li><\/ul><h4><strong>Early Account Termination Fees<\/strong><\/h4><p>There is no mention of early termination fees. We recommend keeping the account open for at least 90 days and if possible, for 180 days.\u00a0<\/p><h4><strong>The Fine Print<\/strong><\/h4><ol><li>Eligible Participants: All new members who open a SoFi Checking and Savings account during the Promotion Period and all existing SoFi Checkings and Savings customers who have not previously set up Direct Deposit transactions (\u201cDirect Deposit\u201d) into their SoFi Checking and Savings account as of the beginning of the Promotion Period are eligible for the Program.<\/li><li>Promotion Period: The Program will be available till 01\/31\/23 11:59 PM ET.<\/li><li><p>Bonus Terms:In order to qualify for eligibility for a bonus, SoFi must receive at least one Qualifying Direct Deposit (as defined below) from an Eligible Participant before the end of the Promotion Period. Qualifying Direct Deposits are defined as deposits from an enrolled member\u2019s employer, payroll, or benefits provider via ACH deposit. Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion. The amount of the bonus, if any, is described below. No bonuses shall be paid for Qualifying Direct Deposits of less than $1,000 during the Evaluation Period (defined below).<\/p><\/li><li><p>The Evaluation Period begins when SoFi receives a Qualifying Direct Deposit (within the Promotion Period) and ends 25 days later (the \u201cEvaluation Period\u201d). The bonus amount will vary based on the total amount of Qualifying Direct Deposits received during the Evaluation Period. Once the Evaluation Period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your checking account within 7 business days. For example, if SoFi receives between $1,000.00 and $4,999.99 in Qualifying Direct Deposits during the Evaluation Period, you will receive a cash bonus of $50. A member may only qualify for one bonus tier and will not be eligible for future bonus payments if inflows subsequently increase after the Evaluation Period.<\/p><\/li><li>Payment timeline: SoFi will credit members who meet qualification criteria within 7 days of the end of the Evaluation Period.<\/li><\/ol><h4><strong>Final Thoughts<\/strong><\/h4><p><em><strong>Update: Latest change makes the bonus considerably worse and we cannot recommend it anymore. We hope SoFi changes the bonus amount and the qualifying requirements.\u00a0<\/strong><\/em><\/p><p>Highly recommended. With this promotion, SoFi is playing in big league with regards to sign up bonuses. Also, the\u00a0 recently updated 2.5% APY (Savings accounts offers 3.5% APY) is one of the best in the industry for only setting up direct deposit.\u00a0 SoFi Checking account also pair nicely with SoFi Credit Card that gives flat 3% cash back on all purchases for the first year (2% afterwards) and also offers generous $200 sign up bonus.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1bb5df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1bb5df\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b71fd40\" data-id=\"b71fd40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d3b018 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3d3b018\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider 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.elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bfc5e79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bfc5e79\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8642405\" data-id=\"8642405\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ff2db8 elementor-widget elementor-widget-text-editor\" data-id=\"0ff2db8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4 class=\"uae-toc-hide-heading\"><a href=\"https:\/\/www.bonuscoach.com\/credit-cards\/sofi-credit-card-bonus\/\" target=\"_blank\" rel=\"noopener\">Up to $300 SoFi Credit Card Bonus<\/a><\/h4><p><a href=\"https:\/\/www.bonuscoach.com\/credit-cards\/sofi-credit-card-bonus\/\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-2673\" src=\"https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/02\/SoFi-Credit-Card-100-Bonus.png\" alt=\"SoFi Credit Card Bonus\" width=\"1411\" height=\"687\" srcset=\"https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/02\/SoFi-Credit-Card-100-Bonus.png 1411w, https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/02\/SoFi-Credit-Card-100-Bonus-300x146.png 300w, https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/02\/SoFi-Credit-Card-100-Bonus-1024x499.png 1024w, https:\/\/www.bonuscoach.com\/wp-content\/uploads\/2022\/02\/SoFi-Credit-Card-100-Bonus-768x374.png 768w\" sizes=\"(max-width: 1411px) 100vw, 1411px\" \/><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SoFi is offering up to $250 bonus to new SoFi Checking\/Savings account members with qualifying direct deposit in 30 day period.<\/p>\n","protected":false},"author":1,"featured_media":4969,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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