{"id":2261,"date":"2022-05-23T21:57:34","date_gmt":"2022-05-24T02:57:34","guid":{"rendered":"https:\/\/www.bonuscoach.com\/?p=2261"},"modified":"2023-01-30T12:45:23","modified_gmt":"2023-01-30T17:45:23","slug":"truist-checking-account-bonus","status":"publish","type":"post","link":"https:\/\/www.bonuscoach.com\/banking\/truist-checking-account-bonus\/","title":{"rendered":"$400 Truist Checking Account Bonus"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2261\" class=\"elementor elementor-2261\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d8af50f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d8af50f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-18ee97f0\" data-id=\"18ee97f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a938281 uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"7a938281\" data-element_type=\"widget\" data-settings=\"{&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;toc_icon_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;toc_icon_size_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toc_icon_size_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"uael-toc-main-wrapper content-show\" data-headings=\"h1,h2,h3,h4,h5\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" >Contents<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"uael-toc-switch\" data-hideshow=\"yes\" data-is-collapsible=\"yes\">\n\t\t\t\t\t\t\t<span class=\"uael-icon fa\"><\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-disc\" data-scroll=\"\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2fdaaee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2fdaaee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-775019c\" data-id=\"775019c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29e4cb9 elementor-widget elementor-widget-text-editor\" data-id=\"29e4cb9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h4><strong>Truist Checking Bonus Updates<\/strong><\/h4><p><em><strong>Update on January 22, 2023 &#8211; <\/strong>Truist has now increased the bonus to $400 and is valid till April 14, 2023.\u00a0 New promo code is <strong>CHKQ123TRUIST1<\/strong><\/em><\/p><h4><strong>Truist Bank<\/strong><\/h4><p>Truist Bank is offering a $200 bonus for opening new Truist One Checking account and having two direct deposit totaling $1000 or more within the first 90 days. Offer valid till 12\/30\/2022.\u00a0<\/p><p>Truist Bank used to offer Truist Bright, Truist Fundamental and Truist Dimension checking account but they seem to have moved to two checking accounts &#8211; Truist One Checking account and Truist Confidence Checking account.\u00a0 Truist One Checking account has no overdraft fees and also provide a buffer for up to negative 100. It is, however, a non interest bearing account.\u00a0<\/p><p><span style=\"text-decoration: line-through;\">Truist Bank is now offering a $300 bonus for opening new personal Truist Bright, Truist Fundamental or Truist Dimension checking accounts from 4\/1\/22 through 07\/14\/22. The offer is available online as well as Truist bank branches. To be eligible, you need to open the checking account and set up and completing at least two qualifying Direct Deposits totaling $500 or more within 90 days of account opening.<\/span><\/p><p>Bonus is available to residents of <span style=\"background-color: var(--ast-global-color-5); color: var(--ast-global-color-3); font-size: 1rem;\">states &#8211; AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.<\/span><\/p><p><span style=\"background-color: var(--ast-global-color-5); color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; font-weight: inherit;\">Truist Bank was established via a merger of BB&amp;T and SunTrust Bank. You are not eligible for the offer if you already have a account with either of those banks.\u00a0<\/span><\/p><h4><strong>Truist Checking Account Bonus Summary<\/strong><\/h4><p>Bonus \u2013 $200<\/p><p>Account \u2013 Truist One Checking account<\/p><p>Direct Deposit \u2013 2 direct deposits totaling $1,000 or more within 90 days<\/p><p>Availability \u2013 [AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC] Online as well as Truist branches.<\/p><p>Offer Expiry \u2013 December 30, 2022<\/p><p>Account Fees \u2013 $12, waivable (See below on how to avoid it)<\/p><h4><strong><a href=\"https:\/\/www.truist.com\/checking\/checking-bonus-offer1?cid=OL-DRCT-012722001&amp;CampIDMaj=AAACV&amp;CampIDMin=AAA#disc4\" target=\"_blank\" rel=\"noopener\">Link for the Offer<\/a><\/strong><\/h4><h4><strong>Bonus Requirements<\/strong><\/h4><ol><li>Open the Truist One Checking\u00ae account online using the link and promo code\u00a0 &#8220;<b>TRUIST1CHKQ422<\/b>&#8221;\u00a0<\/li><li>Fund the account with $50 (Minimum opening deposit)<\/li><li>Get two qualifying direct deposits totaling at least $1000 within 90 days of account opening<\/li><li>Receive your money within 4 weeks.<\/li><\/ol><h4><a href=\"https:\/\/www.bonuscoach.com\/banking\/best-banking-bonus\/\" target=\"_blank\" rel=\"noopener\"><strong>BonusCoach&#8217;s List of Best Bank Account Bonus<\/strong><\/a><\/h4><h4><strong>Checking Account Fee | How to Avoid It?<\/strong><\/h4><p>Truist One Checking \u2013 Monthly Fee of $12<\/p><p>To avoid it:<\/p><ul><li>Get monthly direct deposits over $500, OR<\/li><li>Have $500 average ledger balance across any Truist accounts, OR<\/li><li>Have a personal Truist credit card, mortgage or consumer loan, excluding LightStream, OR<\/li><li>Be a student under the age of 25, OR<\/li><li><p>Have a linked Small Business Checking Account<\/p><\/li><\/ul><h4><strong>Early Account Termination Fees<\/strong><\/h4><p>There is no mention of early termination fees. Any account not in good standing, closed, or with a balance &lt;$0 at the time of qualification review will not receive a reward.<\/p><h4><strong>The Fine Print<\/strong><\/h4><ol><li><strong> Offer Information<\/strong>: Earn $200 for opening a new personal Truist One Checking account from 9\/30\/22 through 12\/30\/22 and receiving at least 2 qualifying Direct Deposits* totaling $1,000 or more within 90 days of account opening. Enrollment in the promotion is required at the time of account opening using promo code <b>TRUIST1CHKQ422<\/b>. Please refer to the Account Opening and Enrollment section below for instructions.<\/li><li><strong> Offer Eligibility<\/strong>: Offer is only available to individuals who received a direct communication from Truist. Clients with an existing personal checking account with Truist or who have closed an account with Truist on or after 9\/30\/21 are not eligible to participate. Account holder must be 18 or older at the time of account opening. Truist employees are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened in a Truist branch in one of the following states or online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.<\/li><li><strong> Reward Processing<\/strong>: The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.<\/li><li><strong> Reward Forfeiture<\/strong>: The new checking account must remain open and in good standing with a balance \u2265$0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being processed, or (3) the new checking account has a negative available balance at the time of qualification validation.<\/li><\/ol><h4><strong>Final Thoughts<\/strong><\/h4><p>Truist had offered $500 bonus during the first quarter of 2022 but has not reduced the bonus to $300 during the second quarter. It did not offer any sign up bonus for most of third quarter of 2022. This is an average bonus with average requirements, comparable to sign up bonus from most big banks.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Truist Bank is offering a $400 bonus for opening a new Truist One Checking account and having $1000 direct deposit within 90 days.  <\/p>\n","protected":false},"author":1,"featured_media":5448,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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Bank is offering a $400 bonus for opening a new Truist One Checking account and having $1000 direct deposit within 90 days.","_links":{"self":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts\/2261"}],"collection":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/comments?post=2261"}],"version-history":[{"count":15,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts\/2261\/revisions"}],"predecessor-version":[{"id":6689,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/posts\/2261\/revisions\/6689"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/media\/5448"}],"wp:attachment":[{"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/media?parent=2261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/categories?post=2261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bonuscoach.com\/wp-json\/wp\/v2\/tags?post=2261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}