Wells Fargo Active Cash Card
Wells Fargo is offering a $200 sign up bonus for Wells Fargo Active Cash Card. To be eligible, you have to spend $1000 on purchases in the first 3 months from account opening.
Wells Fargo Active Cash Card offers unlimited 2% cash back on all purchases and there is no limit to the amount of cash back you can earn. Cash rewards are easy to redeem and don’t expire.
- Redeem for purchases – Redeem rewards to offset eligible purchases made on your credit card account. Redeem for purchases as little as $1.
- Redeem to account – Redeem your rewards as a credit to a qualifying Wells Fargo credit card, checking account, or mortgage.
- Redeem at an ATM – Cash redemption available in $20 increments when you use your Wells Fargo ATM or Debit Card.
- Redeem for Gift Cards – Find the perfect card for that right occasion. Cards are redeemable in $25 increments.
- Pay with Rewards through PayPal – Shop at millions of online stores and redeem your rewards when you check out with PayPal.
Wells Fargo Active Cash Card Bonus Summary
Bonus – $200
Required Spend – $1000 within the first 3 months of account opening
Additional Offer – 0% intro APR for 15 months from account opening on purchases and balance transfers
Offer Expiry – No Information
Annual Fee – $0 (None)
- Cell Phone Protection – Get up to $600 of protection against damage or theft when you pay your monthly cell phone bill with Wells Fargo Active Cash Card (subject to a $25 deductible).
The Fine Print
You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.
You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.
- To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards.
- 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards.
This card comes with our highest recommendation – a flat 2% cash back card with no limitations on earnings as well as a super easy redemption, with no minimums. We believe everyone should have one flat 2% credit card with them and if you in the market for one, we recommend Active Cash Card over its competitors. We are happy to see Wells Fargo upping their credit card offering with Active Cash Card and Bilt Rewards Card.