TD Checking Bonus

$300 TD Bank Checking Account Bonus

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    TD Bank

    TD Bank is offering either $200 or $300 bonus for opening their TD Convenience Checking or TD Beyond Checking Account. The offer is valid online. To be eligible, you need to open the checking account and setup a direct deposit of at least $500 or $2500 within 60 days of account opening, depending on the account you opened. 

    Although TD Bank charges account fees of $15 or $25, it can be avoided by fulfilling minimum deposit requirement or qualifying activities.

    Besides the Checking offers, TD also have $200 dollars savings account offers. Link for TD Bank Savings Account Offer

    TD Bank Checking Account Bonus Summary

    Bonus – $200 or $300

    Account – Convenience Checking or Beyond Checking

    Direct Deposit – Yes, at least $ 500 (for Convenience Checking) or $2500 (for Beyond Checking), within 60 days

    Availability – Select States (CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA)

    Offer Expiry – October 31, 2023

    Account Fees – $15 or $25 monthly (See below on how to avoid it)

    Link for the Offer

    Checking Bonus Requirements

    TD Bank Convenience Checking

    1. Open a new account using the link
    2. Get qualifying direct deposit of $500 within 60 days of account opening

    TD Bank Beyond Checking

    1. Open  a new account using the link
    2. Get qualifying direct deposit of $2500 within 60 days of account opening

    BonusCoach’s List of Best Bank Account Bonus

    Checking Account Fees | How to Avoid It?

    TD Convenience Checking – $15 monthly. To avoid it:

    • Maintain a $100 minimum daily balance
    • Students and young adults ages 17 through 23 have no minimum balance requirement and no monthly maintenance fee.

    TD Beyond Checking – $25 monthly. To avoid it:

    • Set up direct deposits of $5,000 or more within a statement cycle, or
    • Maintain a $2,500 minimum daily balance, or
    • Have a $25,000 combined balance across eligible TD accounts.

    Early Account Termination Fees

    There is no mention of early termination fees. Account must remain open for 180 days, else the bonus could be forfeited.

    The Fine Print

    Offer valid June 14, 2022 through October 31, 2023 and is available only when opening through a qualifying website and who qualify as outlined below.

    Checking offer is not available to existing TD Bank checking Customers, prior Customers who have had a TD Bank personal checking relationship within the preceding 12 months, or Customers who received a bonus on a previous checking account at any time. The primary owner of the new personal checking account must be the person who supplies a Social Security Number for tax reporting purposes.

    To qualify for the $300 personal checking bonus, new personal checking Customers must open a TD Beyond Checking account with cumulative qualifying direct deposit funds totaling $2,500 or more into the new checking account within 60 days of the account opening date.

    To qualify for the $200 personal checking bonus, new personal checking customers must open a TD Convenience Checking account with cumulative qualifying direct deposit funds totaling $500 or more into the new checking account within 60 days of the account opening date.

    Qualifying direct deposit funds include your paycheck, pension, government benefits (such as Social Security) or other eligible regular monthly income from your employer or the government electronically deposited into your checking account of at least $250 each. Person-to-person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.

    Once the offer criterion is met, the bonus will be credited to the new personal checking and/or savings account no later than 140 days from the account opening date. Account(s) must remain open, active, in good standing and in a qualifying product type through the qualifying period to receive the bonus. If the checking and/or savings account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount from that account at closing.

    Final Thoughts

    This is an excellent bonus for opening a new checking account. TD Bank is offering either $200 or $300 bonus. The requirement for getting $200 bonus is simple (direct deposit of $500) and for $300 bonus is decent (direct deposit of $2500). Furthermore, it can be combined with their $200 Savings account bonus. 

    Updates

    11/01/2022 – Offer is extended till October 31, 2023. They have increase the bonus for Convenience Checking from $150 to $200.

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