$200 or $300 Huntington Bank Checking Account Bonus (CO, IL, IN, KT, MI, MN, OH, PA, SD, WV, WI)

Huntington Bank Bonus Updates

Update on January 1, 2023 – Bonus is extended till February 7, 2023. The lowest bonus of $150 has been removed and only $200 and $300 bonus is available. 

Huntington Bank has also changed the names of their checking account to Perks Checking and Perks Platinum Checking. They still offer the Asterisk Free Checking account with no monthly fee but there is no bonus offered for opening that account. Article has been updated to reflect the changes.

Huntington Bank

Huntington Bank is offering either $200 or $300 bonus for opening their Huntington Perks Checking or Huntington Perks Platinum Checking Account respectively. The offer is valid only for residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. The offer is valid online or at Huntington Bank branches, with the coupon sent to your email. To be eligible, you need to open the checking account and deposit at least $1000 for  Huntington Perks Checking and at least $25,000 for Huntington Perks Platinum Checking, within 60 days of account opening and hold that amount for 90 days.

Huntington Perks Checking Account Overview

• 5 non-Huntington ATM withdrawals per month
• Credit Score monitoring at no added cost

Huntington Perks Platinum Checking Account Overview

• Unlimited non-Huntington ATM withdrawals
• Credit Score and identity theft monitoring

Checking Account Bonus Summary

Bonus – $200 or $300

Account –  Huntington Perks Checking or Huntington Perks Platinum Checking

Direct Deposit – Not required. New deposit of either $1,000 for Huntington Perks Checking or $25,000 for Huntington Perks Platinum Checking is required but it does not have to be direct deposit.

Availability – CO, IL, IN, KT, MI, MN, OH, PA, SD, WV, WI. Available online and at Huntington Bank branches using the coupon code.

Offer Expiry – February 7, 2023

Account Fees – $10 for Huntington Perks Checking or $25 for Huntington Perks Platinum Checking (See below on how to avoid it)

Link for the Offer

Checking Account Bonus Requirements

1. Open either Perks Checking or Perks Platinum Checking using the link.
2. Make cumulative new money deposits of $1,000 or $25,000 for Perks Checking and Perks Platinum Checkingr respectively, within 60 days from account opening and keep your account open for 90 days.
3. Get a bonus of $200 for Perks Checking or $300 for Perks Platinum Checking which will be deposited in your new account within 14 days of meeting requirements.

BonusCoach’s List of Best Bank Account Bonus

Checking Account Fees | How to Avoid It?

1. Huntington Perks Checking Account- $10 monthly. To avoid it:
   • Get $1,000 in monthly deposits, or
   • Have $5,000 in total relationship balances
2. Huntington Perks Platinum Checking Account- $25 monthly. To avoid it:
   • Have $25,000 in total relationship balances

Early Account Termination Fees

There is no mention of early termination fees. The account has to be open for 90 days to be qualify for the bonus.

The Fine Print

1. This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
2. To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin.
3. To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington Perks Checking account by February 7, 2023 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening and keep your account open for 90 days.
4. To qualify for the $300 cash bonus, you are required to open a new, qualifying Huntington Perks Platinum Checking account by February 7, 2023 and make cumulative new money deposits into the checking account of at least $25,000 or more within 60 days of account opening and keep your account open for 90 days.
5. Bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your checking account must remain in open status to receive the bonus.
6. “New money” is defined as money that is not currently on deposit in any Huntington account (except maturing personal CDs). Transfers from another Huntington deposit account do not count as a deposit.
7. This offer cannot be used in combination with any other consumer checking offer.
8. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

Final Thoughts

This is a decent offer. Although the requirement of $25,000 new money deposit for $300 bonus is quite high, the requirement of $1,000 deposit for $200 bonus is amazing and many of us can qualify for that. Also, this offer does not require direct deposit which is another plus.