Upgrade Checking Account Bonus

$100 Upgrade Checking Account Bonus

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    Upgrade Bank

    Upgrade Bank is offering a $100 referee bonus for opening new Upgrade Rewards Checking account till Jan. 31, 2023. To be eligible, you need to open the checking account using the referral link and make 3 debit card transactions within 60 days of account opening. The offer is available online only as Upgrade is an online only bank.

    Upgrade is a financial technology company that started by offering  affordable and responsible credit to mainstream consumers.  It  is now offering Checking and Savings account as well that offer excellent cashback as well as highest APY. With the Rewards Checking account from Upgrade, you can earn 2% cashback on everyday expenses and 1% cashback on all other purchases. It can be paired with its Premier Savings account which currently offers an APY of 3.5%. Both checking and savings account has no ATM fees, no account fees, and no transfer fees. 

    Upgrade Checking Account Bonus Summary

    Bonus – $100

    Account – Rewards Checking Account

    Direct Deposit – No.

    Availability – Nationwide. Online only.

    Offer Expiry – January 31, 2023

    Account Fees – $0 monthly

    Link for the Offer

    Checking Bonus Requirements

    1. Open the Upgrade Rewards Checking account online using the referral link provided.
    2. Make 3 debit card transaction within 60 days of account opening.

    BonusCoach’s List of Best Bank Account Bonus

    Checking Account Fee | How to Avoid It?

    There is no account fees.

    Early Account Termination Fees

    There is no mention of early termination fees. Account has to be in good standing to receive the bonus. We recommend to keep the account open for at least 6 months.

    The Fine Print

    New Customers

    If you do not currently have or have not previously had a Rewards Checking account through Upgrade (a “New Customer”), you can receive a Welcome Bonus (defined below) if you use an Existing Customer’s unique referral link to (1) open a new Rewards Checking account, subject to account approval, by the Offer Period, and (2) complete three (3) eligible purchases with the Rewards Checking debit card within sixty (60) days from account opening (a “Qualified Registration”). If you complete a Qualified Registration, you will receive a welcome bonus in the amount presented to you when you open your Rewards Checking Account if your account is opened by the Offer Period (the “Welcome Bonus”).

    By using an Existing Customer’s unique referral link to open a Rewards Checking account or otherwise participating in this Program, you expressly acknowledge and agree that Upgrade may, in its sole discretion, disclose limited nonpublic personal information about you to the customer who referred you for purposes of offering and servicing this Program. In particular, the customer who referred you may know the status of your Rewards Checking application (including whether you have a Rewards Checking account) and activities that you must complete for a Qualified Registration. If you do not agree to the sharing of your personal information, do not sign up for an account through a unique referral link.

    You may see the status of any Welcome Bonus in your Refer a Friend Dashboard at any time, including whether you have any to-dos left to complete or whether the Welcome Bonus has been credited to your Rewards Checking account. You must have a Rewards Checking account that is open and in good standing in order to receive a Welcome Bonus.

    Final Thoughts

    It is a decent referral bonus for opening an account and making three debit card transaction within 60 days of account opening. Upgrade Rewards Checking account is an excellent account as it offers between 1% and 2% cash back cashback on its transaction. Besides, it can be paired easily with Upgrade Premier Savings accounts which is currently offering a 3.5% APY.


    10/31/2022 –  Offer has been extended till January 31, 2023

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